Passionate – Dedicated – Professional

Health Insurance (Individual & Family)

Comprehensive medical insurance covering hospitalization expenses, surgeries, daycare procedures, and critical medical treatments for individuals and families.

Coverage Options

Individual Health Plan

Coverage for single person with dedicated sum insured

Family Floater Plan

Sum insured shared among family members – spouse, children, parents

Senior Citizen Health Plan

Specialized plans for 60+ age group with tailored coverage

Critical Illness Rider

Add-on for specific diseases like cancer, heart attack, stroke

Who Should Purchase

Everyone – essential financial protection for medical emergencies

  • Hospitalization expenses (room rent, ICU, nursing, surgery)
  • Pre-hospitalization (30-60 days)
  • Post-hospitalization (60-90 days)
  • Daycare procedures (under 24 hours)
  • Ambulance charges
  • Health check-ups (annual)
  • Pre-existing diseases (after waiting period: 2-4 years)
  • Maternity expenses (after waiting period)
  • Newborn baby cover from day one
  • AYUSH treatment (Ayurveda, Yoga, Unani, Siddha, Homeopathy)

Sum Insured Options: ₹2 lakhs to ₹50 lakhs and above

Cashless Network: Treatment at network hospitals across India

Tax Benefits: Deduction under Section 80D up to ₹25,000 (₹50,000 for senior citizens)

Passionate – Dedicated – Professional

what people are saying

Hear what our valued clients have to say about their experience with BP Risk.

Quotes Dark

Excellent service for my family’s health insurance and term plan. They explained everything clearly and helped me choose the right coverage.

Priya Sharma – Retail Client

Quotes Dark

Made buying home insurance so simple. Great support during claim settlement too. Highly recommend for individual insurance needs.

Deepak Verma – Retail Client – Kolkata