Passionate – Dedicated – Professional

Cyber Liability Insurance (Individual)

Protection for individuals against financial losses from cyber fraud, identity theft, online harassment, data breaches, and digital transaction frauds.

Coverage Scenarios:

  • Credit card/debit card cloning and fraudulent transactions
  • Phishing emails leading to financial loss
  • Social media account hacking
  • Online shopping fraud
  • Investment scam losses
  • Romance/matrimonial website fraud
  • Ransomware locking personal files

Why Essential:

  • Cyber frauds increased 300% in recent years
  • Average loss per cyber fraud incident: ₹50,000-₹5 lakhs
  • Standard insurance policies don’t cover cyber risks
  • Provides peace of mind for digital lifestyle

Who Should Purchase

  • Active online banking and digital payment users
  • Heavy social media users
  • Online shoppers
  • Work-from-home professionals
  • Individuals conducting financial transactions online
  • Senior citizens vulnerable to online fraud

  • Cyber Extortion/Ransomware: Costs related to ransomware attacks on personal devices
  • Identity Theft: Legal costs, lost wages, credit monitoring after identity theft
  • Online Fraud/Phishing: Unauthorized transactions, credit card fraud, UPI fraud
  • Social Media Liability: Defamation claims from social media posts
  • Cyberbullying and Online Harassment: Legal costs and counseling expenses
  • Data Breach: Costs to restore personal data on devices
  • Malware/Virus Attacks: IT expert fees to remove malware
  • Legal Defense Costs: For cyber-related legal proceedings
  • Loss of Funds: Unauthorized electronic fund transfers (subject to limits)
  • Reputation Management: Online reputation repair services

Sum Insured: ₹1 lakh to ₹10 lakhs

Premium: Very affordable (₹500 to ₹3,000 annually depending on coverage)

Passionate – Dedicated – Professional

what people are saying

Hear what our valued clients have to say about their experience with BP Risk.

Quotes Dark

Excellent service for my family’s health insurance and term plan. They explained everything clearly and helped me choose the right coverage.

Priya Sharma – Retail Client

Quotes Dark

Made buying home insurance so simple. Great support during claim settlement too. Highly recommend for individual insurance needs.

Deepak Verma – Retail Client – Kolkata