Passionate – Dedicated – Professional

Motor Insurance (Individual)

Comprehensive coverage for your personal vehicle protecting against accidents, theft, natural disasters, and third-party liabilities.

Coverage Types

Comprehensive Policy

Own damage + third-party liability coverage – complete protection for your vehicle

Third-Party Only

Mandatory legal liability coverage for injuries/death and property damage to third parties

Own Damage Only

For old vehicles beyond 5 years where third-party already purchased separately

Who Should Purchase

All car and two-wheeler owners (legally mandatory) Sum Insured: Insured Declared Value (IDV) of vehicle

  • Cashless claim settlement at network garages
  • Zero depreciation cover add-on
  • Engine protection add-on
  • Roadside assistance (RSA)
  • No Claim Bonus (NCB) protection
  • Personal accident cover for owner-driver
  • Passenger cover add-on

  • Zero Depreciation
  • Engine and Gearbox Protection
  • Return to Invoice (RTI)
  • Key Replacement
  • Tyre Protection
  • Consumables Cover
  • Daily Allowance

Passionate – Dedicated – Professional

what people are saying

Hear what our valued clients have to say about their experience with BP Risk.

Quotes Dark

Excellent service for my family’s health insurance and term plan. They explained everything clearly and helped me choose the right coverage.

Priya Sharma – Retail Client

Quotes Dark

Made buying home insurance so simple. Great support during claim settlement too. Highly recommend for individual insurance needs.

Deepak Verma – Retail Client – Kolkata