Passionate – Dedicated – Professional

Super Top-Up Health Insurance

Additional health insurance coverage that kicks in after your base health policy limit is exhausted. Cost-effective way to enhance coverage at lower premium.

Coverage Options

How It Works

Activates after deductible amount is exhausted. Deductible = your existing health insurance sum insured.

Example: Base policy ₹5 lakhs + Super Top-Up ₹20 lakhs with ₹5 lakh deductible = Total coverage up to ₹25 lakhs

Who Should Purchase:

  • Individuals with base health insurance wanting higher coverage
  • Senior citizens with high medical expense risk
  • People with chronic conditions
  • Families wanting affordable comprehensive coverage

Coverage Options

Deductible Options: ₹3 lakhs, ₹5 lakhs, ₹10 lakhs, ₹15 lakhs

Super Top-Up Coverage: ₹10 lakhs to ₹1 crore

Tax Benefits: Deduction under Section 80D

  • Lower premium compared to increasing base policy sum insured
  • Can be purchased independently or in addition to existing policy
  • Covers cumulative expenses in a year after deductible
  • Family floater option available
  • Similar coverage as regular health insurance after deductible

  • All hospitalization expenses
  • Pre and post-hospitalization
  • Daycare procedures
  • Ambulance
  • Room rent (as per policy terms)

Passionate – Dedicated – Professional

what people are saying

Hear what our valued clients have to say about their experience with BP Risk.

Quotes Dark

Excellent service for my family’s health insurance and term plan. They explained everything clearly and helped me choose the right coverage.

Priya Sharma – Retail Client

Quotes Dark

Made buying home insurance so simple. Great support during claim settlement too. Highly recommend for individual insurance needs.

Deepak Verma – Retail Client – Kolkata